Você já ouviu falar da conta bancária global? Ela é diferente da conta bancária comum e nós vamos te contar mais detalhes.

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Na conta bancária global, os usuários economizam na conversão da moeda, em diferentes cenários.

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No Brasil, por exemplo, o banco digital C6 Bank oferece o serviço e no aplicativo o saldo pode estar em dólar ou em euro.

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A iniciativa facilita na economia em viagens ao exterior e em compras feitas em lojas internacionais.

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A estimativa é que a cada US$ 5mil gastos com a conta global, o cliente pode economizar até R$ 2 mil em relação ao cartão de crédito internacional.

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Este montante é relevante, pois leva em conta o IOF de 6,38% e um spread de câmbio de 4%.

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Na conta global, o IOF é de 1,1% e o spread é de 2% sobre as transferências em horário comercial.

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Além disso, os usuários podem ainda fazer uma reserva de dinheiro em moeda estrangeira para aproveitar a média das cotações.

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A conta global do C6 Bank pode ser aberta gratuitamente pelo aplicativo do banco.

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