EMPRÉSTIMO

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As pessoas com nome sujo podem solicitar na Caixa Econômica um empréstimo com valor de até R$1.000.

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No caso de MEIs (Microempreendedores Individuais) o valor que pode ser contratado sobe para R$3.000.

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O empréstimo pode ser vantajoso, especialmente por ofertar juros mais amenos em comparação com as demais linhas oferecidas no mercado.

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É importante relembrar que empréstimos somente devem ser tomados como uma última saída para resolver alguma questão.

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Para as pessoas físicas, o prazo de quitação do empréstimo é de até 24 meses e os juros são a partir de 1,95% ao mês (26,08% ao ano).

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Para os MEIs, o prazo para quitação do empréstimo também e de até 24 meses e os juros são a partir de 1,99% ao mês (26,68% ao ano).

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Em ambos os casos, a análise de crédito é realizada em um período de até 10 dias, que contam a partir da atualização cadastral.

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A pessoas físicas podem contratar o empréstimo no Caixa Tem. Já no caso dos MEIs, é preciso se dirigir a uma agência do banco.

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Veja Também:

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